Pathward and Oportun Extend Lending Partnership
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Credit enhancement could increase for the most senior outstanding classes of notes, as the notes repay investors sequentially over time. Credit enhancement could increase for the most senior outstanding classes of notes, however, as the notes repay investors sequentially over time.Loans underpinning the securities were extended to high-quality borrowers, too, according to the rating agencies. Borrowers had an original FICO score of 763, which was 14 points higher than that of the previous deal from the platform, the NAVRL 2025-A.Revenue from student loan refinancings will secure $543 million in asset-backed securities from the Navient Refinance Loan Trust, series 2025-B.Earnest Operations, an online lending platform, is a subsidiary of Navient, and offers loans to borrowers with undergraduate degrees who demonstrate that they have a strong ability to repay their debts.
Accesso, the Florida-based owners of the iconic office tower, negotiated a one-year extension on the $151.7 million loan and announced Associated Bank as a new tenant. The occupancy rate at IDS has fallen from the mid-to-low 80% range prior to the pandemic to 65-68% today, Kolar said. In today’s capital markets environment, she is aiming to increase the occupancy to 72-74% so Accesso can secure another loan.IDS’ struggles aren’t unusual, as office owners scramble to refinance their loans. Unlike houses, which are typically financed with long-term, fixed-rate mortgages, commercial loans are much shorter. They’re typically five years or fewer, and many have floating rates.Florida-based Accesso said this week it secured a 12-month extension on its loan, the second such put-off in three years.IDS Center owners negotiate loan extension amid tenuous downtown Mpls.
SIOUX FALLS, S.D., September 10, 2025--Pathward announced the extension of its partnership with Oportun. Personal Loans · Insurance · Mortgages · Mortgage Calculator · Taxes · Videos · Latest · Trending Stocks · Market Sunrise · Morning Brief · Opening Bid · All Shows · Stocks in Translation · Trader Talk · Financial Freestyle · ETF Report · FA Corner · Options Playbook · Watch Now · Fantasy · News ·Agreement enables Pathward to continue originating loans for the underserved.The extended agreement, which now runs through 2029, renews Pathward’s role to originate unsecured and secured personal loans nationwide under programs developed and administered by Oportun.Oportun will continue to be responsible for marketing, underwriting, fraud prevention, servicing and administering the loans subject to the control, oversight and direction of Pathward.
There are some benefits to the approach now but it won't be right for everyone. Here's what experts say to consider. Watch CBS News · We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. MoneyWatch: Managing Your Money · By · Aly J Yale · Aly J Yale · Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more.September 10, 2025 / 9:57 AM EDT / CBS News · Borrowing home equity to pay off student loans could make sense for some homeowners this fall. jovo/aerogondo/Getty Images · Student loan payments plague millions of Americans, and with interest constantly accruing, it can sometimes feel like there's no end in sight.Student loan payments plague millions of Americans, and with interest constantly accruing, it can sometimes feel like there's no end in sight. For some consumers, it can even make handling everyday costs and expenses challenging.Thanks to rising home prices, homeowners have gained a lot of equity over the past few yeara. And that equity can be borrowed from with products like home equity lines of credit (HELOCs) and home equity loans. You can then use that money toward expenses, medical bills, or, yes, paying off debts like your student loans.
The European Commission has greenlit a €787.67 million loan for Greece under the Strategic Armament Financing for Europe (SAFE) a groundbreaking €150 billion initiative designed to bolster EU defence capabilities and address critical military gaps through joint procurement. Greek News, WORLD News · 16 seconds ago · by Kosta Papadopoulos · 0 0 0 · The European Commission has greenlit a €787.67 million loan for Greece under the Strategic Armament Financing for Europe (SAFE) a groundbreaking €150 billion initiative designed to bolster EU defence capabilities and address critical military gaps through joint procurement.Greece is among 19 member states – including Cyprus, France, Italy, Poland, and Denmark – approved for low-interest, long-term loans under SAFE.EU Approves €787.67 Million Loan to Greece to bolster defence capabilities
Former FTC commissioner for the Trump Administration Rohit Chopra joins ABC News Live to weigh in on student loan delinquency rates hitting a record high.Sub...
Household loans extended by Korean banks grew at a faster pace in August compared to the previous month, driven by a recent increase in housing transactions despite government regulations, according to central bank data released on Wednesday. 7. [YONHAP] Household loans extended by Korean banks grew at a faster pace in August compared to the previous month, driven by a recent increase in housing transactions despite government regulations, according to central bank data released on Wednesday.Home-backed loans rose by 3.9 trillion won to 930.3 trillion won in August, compared to a 3.4 trillion-won increase logged in July. Unsecured and other types of household loans grew by 300 billion won to 237.1 trillion won, rebounding from a 600 billion-won decrease the previous month.Since late June, authorities have imposed a 600 million-won cap on mortgage loans for property purchases in the capital region and suspended home-backed loans for multi-homeowners in an effort to rein in soaring housing prices.Outstanding corporate loans totaled 1,354.8 trillion won as of the end of August, according to the data. "Loans to large corporations rose significantly, from 500 billion won to 3.8 trillion won, due to rising demand for debt repayment and securing operating capital," the BOK said.
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Fannie Mae (OTCQB: FNMA) today announced the winning bidder of its thirty-fifth reperforming loan sale transaction is Pacific Investment Management Company LLC (PIMCO). The transaction, announced on August 12, 2025, included the sale of 3,044 loans totaling $559,090,747 in unpaid principal ... WASHINGTON, Sept. 10, 2025 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced the winning bidder of its thirty-fifth reperforming loan sale transaction is Pacific Investment Management Company LLC (PIMCO). The transaction, announced on August 12, 2025, included the sale of 3,044 loans totaling $559,090,747 in unpaid principal balance (UPB), offered in one pool.The pool awarded in this most recent transaction includes 3,044 loans with an aggregate UPB of $559,090,747; average loan size of $183,670; weighted average note rate of 3.71%; and weighted average broker's price opinion (BPO) loan-to-value ratio of 45%.The terms of Fannie Mae's reperforming loan sale require the buyer to offer loss mitigation options to any borrower who may re-default within five years following the closing of the reperforming loan sale. All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications.In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan.
In a separate report published on Tuesday, UK Finance revealed that 33,130 new loans were advanced to older borrowers in Q2 2025, a rise of 0.49% compared to the same period last year. Amid the overall drop in rates, lenders have been increasingly offering higher loan-to-value (LTV) ratios. The share of gross mortgage advances with LTV ratios exceeding 90% increased by 0.4 percentage points (pp) from the previous quarter to 7.1%, the highest share since Q2 2008.UK Finance noted that residential later-life loans in Q2 represented 7.95% of all residential loans, while buy-to-let (BTL) later-life loans made up 22.54% of all BTL loans, indicating that older borrowers remain an important part of the mortgage market, though growth in this segment is slower.In a separate report published on Tuesday, UK Finance revealed that 33,130 new loans were advanced to older borrowers in Q2 2025, a rise of 0.49% compared to the same period last year.
Asheville City Council approved several Helene-related resolutions during its Sept. 9 meeting, including a loan of more than $12 million from a state program. ASHEVILLE, N.C. (WLOS) — Asheville City Council approved several Helene-related resolutions during its Sept. 9 meeting, including a loan of more than $12 million from a state program intended to help local governments while they await federal reimbursements.Councilmembers unanimously approved a resolution and budget amendment totaling $12,065,038 to receive loan money from the State of North Carolina's Cash Flow Loan Program, the third such loan the city has received through the program.The loan approval comes days after Asheville Mayor Esther Manheimer said federal disaster relief money was getting bottlenecked in the office of Secretary of Homeland Security Kristi Noem, citing a policy that any expense over $100,000 must be approved by the secretary.SEPT. 9, 2025 – Asheville city leaders approved a $12 million loan from a state program designed to help local governments while they await federal disaster relief reimbursements.(Photo: City of Asheville)
Customers who refinanced auto loans during the second quarter saw interest rates on average go from 10.5 percent to 8.5 percent and saved an average of $71 on monthly payments, Experian said. More loans were refinanced during the second quarter of 2025 compared with a year earlier, according to Experian.
Significant increases were seen in applications for both purchases and refinancing, especially for borrowers with larger loans. Mortgage rates hit their lowest levels since last October and people took notice—applications for home loans surged last week.“The average loan size for refinances also increased significantly, since borrowers with large loans are more sensitive to bigger rate moves,” Kan said.Mortgage demand is higher by 27% year-over-year as borrowers jump on a decline in mortgage rates.
CIM Group provides $132.5 million loan for Santander Tower conversion. Pacific Elm Properties is creating 396 apartments, converting away from office space. Breaking News · More () » · Business · CIM Group provides $132.5 million loan for Santander Tower conversion. Pacific Elm Properties is creating 396 apartments, converting away from office space. Credit: Courtesy of Woods Capital · Pacific Elm Properties has secured a $132.5 million recapitalization loan to pay for converting more of of Santander Tower into apartments.Santander Tower in downtown Dallas secures $132.5M loan for its office-to-mixed-use conversion. Pacific Elm Properties leads the redevelopment project.CIM Group LLC announced Sept. 8 that its CIM Real Estate Debt Solutions business, on behalf of a CIM-managed fund, has closed a $132.5 million loan for Dallas-based Pacific Elm Properties LLC to recapitalize Santander Tower, the high-profile 50-floor high-rise it owns at 1601 Elm St.A landmark tower in downtown Dallas has nabbed a nine-figure recapitalization loan to fund the completion of its conversion from office space to mixed-use.
A barrage of updates to the federal student loan repayment system this year has left borrowers feeling misled and frightened for their future. FILE - New graduates line up before the start of a community college commencement in East Rutherford, N.J., on May 17, 2018. Student loan borrowers must navigate several changes made to the federal student loan system this year.The Biden administration introduced the Saving on a Valuable Education, or SAVE, repayment plan in 2023, touting it as the most affordable income-based plan. About one in every five student loan borrowers in Oregon were enrolled in this payment plan last year.People enrolled in SAVE have been pushed and pulled in different directions since it officially launched in 2024. Lawsuits challenging the plan forced loans back into forbearance, essentially extending a student loan payment pause that began at the start of the pandemic.But that’s no longer the case. A court decision this spring and the July 4 reconciliation bill put the final nails in SAVE’s coffin. A few months later The Education Department announced it would resume charging interest on all loans still in the SAVE plan starting Aug.
Student Loan Borrower Assistance Project blog on important student debt and higher education issues from a borrower advocate's perspective. Home » Updates & News » Student Loan Borrower NewsOn May 5, 2025, the federal government restarted collections on federal student loans that are in default. That means if you haven’t made a payment on your federal student loans […]Continue Reading →This week, the Department of Education announced that it plans to begin forced collection on federal student loans that are in default as soon as May 5, 2025.On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers.
Fifth Third Bank says a fraud incident on a $200 million loan was a one-time occurrence. The bank says it was the victim of fraud on a loan carrying a Fifth Third Bank says it was the victim of fraud on a loan carrying a $200 million balance, and believes it was a one-time occurrence.The bank says it was the victim of fraud on a loan carrying a $200 million balance, and thinks this was a “one-off” incident that will lead to “a fair amount of litigation,” CEO Tim Spence said Wednesday (Sept.An earlier report by Bloomberg citing people with knowledge of the matter said banks including Fifth Third, JPMorgan Chase and Barclays were preparing to suffer hundreds of millions of dollars in combined losses from loans tied to subprime auto lender Tricolor Holdings.In a securities filing Tuesday (Sept. 9), the bank said it had uncovered “alleged external fraudulent activity” at a commercial borrower associated with that borrower’s asset-backed finance loan.
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.49% from 6.64%, with points falling to 0.56 from 0.59, including the origination fee, for loans with a 20% down payment. The 30-year fixed is still 20 basis points higher than it was a year ago, but it is considerably lower than where it was at the start of last year, as well as in May, at the height of the spring homebuying season. For recent buyers, today's rates could offer some savings. The average loan size for refinances also increased significantly, because the larger the loan, the bigger the potential monthly savings.Applications to refinance a home loan jumped 12% for the week and were 34% higher than the same week one year ago.As a result, applications to refinance a home loan jumped 12% for the week and were 34% higher than the same week one year ago."There was also a pickup in ARM [adjustable-rate mortgage] applications, both in terms of level and share, as ARM rates were considerably lower than fixed-rate loans, which typically benefits homebuyers," added Kan.
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